Terms of Use/Legal Issues

Reams Asset Management (Reams), A Division of Scout Investments, reserves the right, at our discretion, to change, modify, add, or remove portions of these terms at any time. We suggest that you check these terms periodically for changes. The terms can be accessed from the link at the bottom of our web site pages. If you use this web site after we post changes to the terms, you accept the changed terms. Reams reserves the right to monitor any and all use of this web site to enhance the overall experience of web site visitors.

Copyrights and Restrictions on Use of Materials

The contents of all sites on the Internet are protected by applicable copyright laws. No permission is granted to copy, distribute, modify, post or frame any text, graphics, video, audio, software code, or user interface design or logos.

Third-Party Content

Reams is in no way responsible for the content of any site owned by a third party that may be linked to Ream’s web site via hyperlink, whether such hyperlink is provided by Reams or by a third party. No judgment or warranty is made with respect to the accuracy, timeliness, or suitability of the content of any site to which Reams may link, including information on the site regarding Reams, and Reams takes no responsibility therefor. By providing access to other web sites, neither Reams nor its affiliates is recommending the purchase or sale of the stock issued by any company, nor is it endorsing services provided by any web site’s sponsoring organization. Reams, likewise, is not responsible for content that appears on Reams’ web site that may be provided by a third party.

Disclaimers

This material is provided for informational purposes only and contains no investment advice or recommendations to buy, sell or hold any specific securities. You should not interpret the statements in this material as investment, tax, legal, or financial planning advice. All investments involve risk, including the possible loss of principal. Past performance does not guarantee or indicate future results. There is no assurance the investment strategy will meet its investment objective. Graphs or other illustrations, if included, are provided for illustrative purposes only and not intended as a recommendation to buy or sell securities displaying similar characteristics. Scout Investments, and its fixed income division Reams Asset Management, is a wholly owned subsidiary of Carillon Tower Advisers, which in turn is a wholly owned subsidiary of Raymond James Financial, Inc. Neither Scout Investments nor its affiliates, directors, officers, employees and agents accept any liability for any loss or damage arising out of your use of all or any part of this material. Additional information is available at www.scoutinv.com or www.reamsasset.com.

Jurisdictional Issues and Applicable Law

Unless otherwise specified, Reams controls and operates this site from our offices within the State of Indiana, United States of America. Reams does not claim that materials in this site are appropriate or available for use in locations other than Indiana. If you choose to access this site from other locations, you do so on your own initiative, and you are responsible for compliance with any applicable local laws. The laws of the State of Indiana govern these terms. If you take legal action relating to these terms, you agree to file such action only in the Circuit Court of Bartholomew County, Indiana, or the United States District Court for the Southern District of Indiana, and you consent and submit to the personal jurisdiction of those courts for the purposes of litigating any such action.

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